{"id":6735,"date":"2025-07-23T16:16:51","date_gmt":"2025-07-23T13:16:51","guid":{"rendered":"https:\/\/ca-life.othonas.aboutdev.gr\/?page_id=6735"},"modified":"2025-12-10T14:25:38","modified_gmt":"2025-12-10T12:25:38","slug":"ypovoli-paraponon","status":"publish","type":"page","link":"https:\/\/ca-life.gr\/en\/ypovoli-paraponon\/","title":{"rendered":"Complaints Submission"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"6735\" class=\"elementor elementor-6735\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20695a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20695a2\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ac00bd\" data-id=\"2ac00bd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fda108 elementor-widget elementor-widget-heading\" data-id=\"4fda108\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Complaints Submission<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3505e2b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3505e2b\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4431267\" data-id=\"4431267\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1b1c15 elementor-widget elementor-widget-n-accordion\" data-id=\"c1b1c15\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2030\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2030\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Ways to submit your complaint <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"hm hm-caret-fill-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"hm hm-caret-fill-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2030\" class=\"elementor-element elementor-element-36943ce e-con-full e-flex e-con e-child\" data-id=\"36943ce\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-032608e elementor-widget elementor-widget-text-editor\" data-id=\"032608e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you want to address a complaint, you can use one of the following ways:<\/p><ol><li>Email at <a href=\"mailto:complaints@ca-life.gr\" target=\"_blank\" rel=\"noopener\">complaints@ca-life.gr<\/a> with the subject \"Complaint\"<\/li><li>Fill in the following form <a href=\"https:\/\/ca-life.gr\/en\/forma-paraponon\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/li><li>Post: to Cr\u00e9dit Agricole Life, at <a href=\"https:\/\/share.google\/lbH9dDhgzYVTQjTxH\" target=\"_blank\" rel=\"noopener\">Filellinon 25, 105 57 Athens<\/a> with the indication <strong>\u00abTo Customer Service\u00bb<\/strong><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2031\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2031\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Handling Customer's Inquiries <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"hm hm-caret-fill-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"hm hm-caret-fill-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2031\" class=\"elementor-element elementor-element-c6655c6 e-con-full e-flex e-con e-child\" data-id=\"c6655c6\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-552d904 elementor-widget elementor-widget-text-editor\" data-id=\"552d904\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The handling of customers\u2019 inquiries and more significantly the complaints management is a very important aspect for the evaluation of Cr\u00e9dit Agricole Life quality level. Cr\u00e9dit Agricole Life makes its best efforts to cater to the client\u2019s requirements, however, if this is not achieved, it has set up a process to respond to every complaint rapidly and in the most effective way, in order to ensure a fair and equal response to the clients\u2019 needs and requests.<\/p><p>In line with our group\u2019s general guidelines for the way of handling such cases, as well as the local legal requirements as provided by Decision 88\/05.04.2016 of the Bank of Greece, Cr\u00e9dit Agricole Life has developed the procedure described herewith, which is followed with due diligence.<\/p><p>The definition used for a complaint is the following:<\/p><p>\u201cComplaint means a statement of dissatisfaction addressed to Cr\u00e9dit Agricole Life by a person relating to the insurance contract or service he\/she has been provided with. The notion of complaints shall not include claims or simple requests for execution of the contract, information or clarification.\"<br \/>\u201dThe definition used for a complainant is the following: \u201cComplainant means a person who is presumed to be eligible to have a complaint considered by Cr\u00e9dit Agricole Life and has already lodged a complaint, e.g. policyholder, insured person, beneficiary.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2032\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2032\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Complaints handling procedure <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"hm hm-caret-fill-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"hm hm-caret-fill-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2032\" class=\"elementor-element elementor-element-3e99719 e-con-full e-flex e-con e-child\" data-id=\"3e99719\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b10f561 elementor-widget elementor-widget-text-editor\" data-id=\"b10f561\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The procedure to be followed depends on the classification for each case. Irrespective to the severity of the complaint Cr\u00e9dit Agricole Life provides the following:<\/p><ol><li>Sends without delay (and no later than 10 days from the date of receipt of the complaint), a letter of acknowledgement to the claimant about the receipt of the complaint and the expected dead-line for the response that Cr\u00e9dit Agricole Life is committed to comply with.<\/li><li>The deadline cannot be more than 50 calendar days from the receipt of the complaint. In case this cannot be ensured due to the complexity of the case handled, Cr\u00e9dit Agricole Life notifies the claimant for the possible delay with a justified response.<\/li><li>Whether the complaint is resolved positively or not, Cr\u00e9dit Agricole Life notifies the claimant about the possibilities for recourse of the complaint to the relevant authorities which can be used for out of court resolution, namely:<ul><li>the General Directorate of Market and Consumer Protection. For further information, visit the website <a href=\"https:\/\/kataggelies.mindev.gov.gr\" target=\"_blank\" rel=\"noopener\">https:\/\/kataggelies.mindev.gov.gr<\/a>.<\/li><li>The Consumer Ombudsman. For more information, visit the website <a href=\"http:\/\/www.synigoroskatanaloti.gr\/\" target=\"_blank\" rel=\"noopener\">www.synigoroskatanaloti.gr<\/a>. It is noted that this Authority does not handle cases submitted more than 3 months from the date on which the complainant became fully aware of the act or omission detrimental to him that constitutes the consumer dispute, and<\/li><li>the Bank of Greece (as supervisory authority for the insurance companies). For further information, visit the website <a href=\"http:\/\/www.bankofgreece.gr\" target=\"_blank\" rel=\"noopener\">www.bankofgreece.gr<\/a>.<\/li><\/ul><\/li><li>At any time during the settlement, or Cr\u00e9dit Agricole Life\u2019s response, the claimant also has the right to be informed about any data or document used for the analysis of his\/her case and the response of Cr\u00e9dit Agricole Life.<\/li><\/ol><p>Cr\u00e9dit Agricole Life informs all clients that the activation of this process or the report to the relevant authorities does not affect the limitation of the client\u2019s legal rights.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2033\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2033\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Communication during or after the response of the Cr\u00e9dit Agricole Life <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"hm hm-caret-fill-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"hm hm-caret-fill-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2033\" class=\"elementor-element elementor-element-5020ecf e-flex e-con-boxed e-con e-child\" data-id=\"5020ecf\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcb8f32 elementor-widget elementor-widget-text-editor\" data-id=\"bcb8f32\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For any information related to the course or Cr\u00e9dit Agricole Life\u2019s response to a case the claimant can refer to the <a href=\"https:\/\/ca-life.gr\/en\/epikoinonia\/\"><strong>Help Desk <\/strong><\/a>of Cr\u00e9dit Agricole Life <br \/><strong>To the attention of:<\/strong> Mr. Eftychios Nikolaou.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a08fcf elementor-widget elementor-widget-spacer\" data-id=\"5a08fcf\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u03a4\u03c1\u03cc\u03c0\u03bf\u03b9 \u03c5\u03c0\u03bf\u03b2\u03bf\u03bb\u03ae\u03c2 \u03c0\u03b1\u03c1\u03b1\u03c0\u03cc\u03bd\u03c9\u03bd \u0395\u03ac\u03bd \u03b8\u03ad\u03bb\u03b5\u03c4\u03b5 \u03bd\u03b1 \u03bc\u03b1\u03c2 \u03b5\u03c0\u03b9\u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03ae\u03c3\u03b5\u03c4\u03b5 \u03ba\u03ac\u03c0\u03bf\u03b9\u03bf \u03c0\u03b1\u03c1\u03ac\u03c0\u03bf\u03bd\u03bf, \u03bc\u03c0\u03bf\u03c1\u03b5\u03af\u03c4\u03b5 \u03bd\u03b1 \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03bf\u03c0\u03bf\u03b9\u03ae\u03c3\u03b5\u03c4\u03b5 \u03ad\u03bd\u03b1\u03bd \u03b1\u03c0\u03cc \u03c4\u03bf\u03c5\u03c2 \u03b1\u03ba\u03cc\u03bb\u03bf\u03c5\u03b8\u03bf\u03c5\u03c2 \u03c4\u03c1\u03cc\u03c0\u03bf\u03c5\u03c2: Email \u03c3\u03c4\u03b7 \u03b4\u03b9\u03b5\u03cd\u03b8\u03c5\u03bd\u03c3\u03b7 complaints@ca-life.gr \u03bc\u03b5 \u03b8\u03ad\u03bc\u03b1 \u00ab\u03a0\u03b1\u03c1\u03ac\u03c0\u03bf\u03bd\u03bf\u00bb \u03a3\u03c5\u03bc\u03c0\u03bb\u03b7\u03c1\u03ce\u03c3\u03c4\u03b5 \u03c4\u03b7\u03bd \u03b5\u03b9\u03b4\u03b9\u03ba\u03ae \u03c6\u03cc\u03c1\u03bc\u03b1 \u03c0\u03bf\u03c5 \u03b8\u03b1 \u03b2\u03c1\u03b5\u03af\u03c4\u03b5 \u03b5\u03b4\u03ce \u0395\u03c0\u03b9\u03c3\u03c4\u03bf\u03bb\u03ae \u03c0\u03c1\u03bf\u03c2 \u03c4\u03b7v Cr\u00e9dit Agricole Life, \u03c3\u03c4\u03b7 \u03b4\u03b9\u03b5\u03cd\u03b8\u03c5\u03bd\u03c3\u03b7 \u03a6\u03b9\u03bb\u03b5\u03bb\u03bb\u03ae\u03bd\u03c9\u03bd 25, 105 57 \u0391\u03b8\u03ae\u03bd\u03b1 \u03bc\u03b5 \u03c4\u03b7\u03bd \u03ad\u03bd\u03b4\u03b5\u03b9\u03be\u03b7 \u00ab\u03a0\u03c1\u03bf\u03c2 \u0395\u03be\u03c5\u03c0\u03b7\u03c1\u03ad\u03c4\u03b7\u03c3\u03b7 \u03a0\u03b5\u03bb\u03b1\u03c4\u03ce\u03bd\u00bb \u0394\u03b9\u03b1\u03c7\u03b5\u03af\u03c1\u03b9\u03c3\u03b7 \u03c0\u03b1\u03c1\u03b1\u03c0\u03cc\u03bd\u03c9\u03bd \u0397&hellip;<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":90,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6735","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/pages\/6735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/comments?post=6735"}],"version-history":[{"count":31,"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/pages\/6735\/revisions"}],"predecessor-version":[{"id":8270,"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/pages\/6735\/revisions\/8270"}],"wp:attachment":[{"href":"https:\/\/ca-life.gr\/en\/wp-json\/wp\/v2\/media?parent=6735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}