Schediazo Syntaxi Egiimena
You are here:
Savings – Pension program with guaranteed interest rate
What are the benefits to you ?
- guaranteed yield and additional benefit from possible excess returns of the Company
- flexibility of premiums as long as you adjust their amount and frequency (monthly, quarterly, semi-annually and annually) as well as the opportunity of top-up premiums, whenever you wish
- adjustment of the duration up to 40 years to “fit” your needs
- pre-fixed annual premium indexation 3% or upon your choice at 5% or 7%, to protect against inflation
- possibility to pay-up (freeze payments) your policy and reinforce it whenever you wish after the first year
- early surrender (partial or total) after the first year
- loyalty bonus the longer you stay with the program
- Insurance protection due to illness or accident:: in case of loss of life, beneficiaries receive the capital and the accumulated yields. In case of total permanent disability (*), we undertake the continuation of your premiums till maturity, and you also receive a lumpsum of €10.000
- know-how and expertise by the Group of Crédit Agricole Assurances
* the cover is not valid if the contracting party is a legal entity - company
What will savings in Schediazo Syntaxi Egiimena provide you at maturity ?
| Starting Age | Duration (in years) | Monthly payments | Guaranteed acc. lumpsum* | Indicative acc. lumpsum* with 4,5% yield |
|---|---|---|---|---|
| 30 | 35 | €75 | €58.785 | €87.509 |
| 40 | 25 | €100 | €45.522 | €60.530 |
| 45 | 20 | €200 | €65.760 | €82.489 |
* the above examples have been calculated with an annual premium indexation 3%
How can you pay for your premiums ?
- By direct debit of your bank account at Alpha Bank.
- By credit card installments .
Former pension programs
Smile Pension, Smile Pension Express & InvestLife Vima Vima
For the owners of a policy in force in the particular programs the terms and conditions signed, remain as they are till the maturity of each policy without any deviation.
