Smile Child

What are the benefits to you ?

• guaranteed yield plus extra return by potential annual profit sharing
• payment flexibility as you adjust their amount and frequency whenever and however you wish
• option of annual premium indexation 3% or 5% to protect against inflation
• several choices at maturity for the child to receive the accumulated capital either as a lump sum or in 4 equal annual installments
• insurance protection in case of loss of life or total permanent disability due to accident or illness. Therefore you can be certain that your child is going to receive the accumulated capital raised at maturity
• early surrender (partial or total) after the first year
• know-how and expertise by Crédit Agricole Group

* Note: if you are a parent or relative over 50 years of age, then you can also designate a second person who, in the event of death, will continue the savings for the child.

What will provide to your child at maturity?
Parent 35 years old is saving a capital for his child in order to accumulate an amount for the future: